Are you in the market for a new car? Do you find yourself hesitating because you have been told certain colors are going to cost you more in insurance? Buying a car should be a fun experience and you should not be fretting whether that gorgeous red sports coupe will cost you an arm and a leg in traffic tickets or not. So what is myth and what is important to consider when picking out the color of your car? Read on to find out.

Urban Legends

Surely you have heard the myth that bright, flashy cars either cost more to insure or are targeted by the police. That's not the case. Most insurance agencies will not even ask the color of the car when they are figuring rates. What they tend to focus on is things like the make and model, your driving history and how much the car will be to fix if it is damaged. The only time color could factor in is if you paid extra for a custom color, then there might be a bit of increase to your insurance rate because it will cost more to fix any damage that might happen.

As for the police, as long as you are abiding the law and not zipping down the highway at a crazy speed, you should be safe. So if you do get pulled in your bright car, don't blame the color. It is most likely you were driving above the speed limit or recklessly.

Things to Consider

While there are a lot of myths out there, there are some things you need to consider carefully about the color of your next car. Some colors have a tendency of showing dirt fairly easily, so if you are not someone who enjoys washing your car often then picking a color that looks cleaner longer may be a better option for you. Also, dings and scratches on a darker car show more than lighter cars.

The resale value is another thing you should consider before purchasing a car in a bright or unique color. What appeals to you might not appeal to others. Since basic colors tend to be the most popular, going with an out-of-the-box color may affect how easy it will be to resale the car at a later date.

With that said, it is your car. You will be the one driving it, taking care of it, and looking at it. Find a color that speaks to you that you will love.

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