Getting into an auto accident is not a fun endeavor. However, there are a few steps you can take to ensure the process goes much more smoothly. Remember these five tips the next time you find yourself in a collision.
#1: Ask About Injuries First
In the heat of the moment after a collision, it can be difficult to remember what step to take first. After you have pulled off the road to a safe location, check yourself and your passengers for injury. Then, if you feel safe and comfortable doing so, ask the people in the other car if they are okay. Call emergency responders immediately if there is any sign of someone being hurt.
#2: Don't Worry About the Police Not Showing Up
The truth is that the local police department will not show up to most minor accidents. If the incident happened on private property, in a parking lot, or during poor weather, they will most likely just take a report over the phone or none at all. This is completely normal for most jurisdictions.
#3: Never Admit Fault
Although you might feel like the accident was your fault, it is best to not discuss it with the other driver. Most collision incidents have some sort of shared liability, whether one party feels strongly in one direction or not. It is best to leave this discussion up to your insurance company and the insurance company of the other driver.
#4: Take Photos and Document Information
With cell phone cameras being so prevalent, getting into an auto accident is much more simple than it was in the past. Take as many photos as you can of the accident damage—both to your vehicle and the other vehicle. Instead of trying to write down the other driver's license and insurance information, take photos with your smartphone camera. Not only does this reduce the risk of human error, it provides your insurance team with valid documentation about the incident.
#5: Take a Deep Breath
Taking a deep breath and remembering that everything will be okay is extremely important after an auto accident. You pay your insurance premiums for instances such as this and everything will work out—even if it is a bit of an annoyance and hassle now.
Companies, like Dyck Insurance Agency (Wetaskiwin) Ltd, offer plans that will cover you in case of an accident. Make sure that your insurance company is one of the first people that you contact.Share